Planned Amendments (Q4 2025):
The City of Brampton offers a variety of sport and social facilities for rent — including ice pads, sports fields, gymnasiums, community rooms, banquet halls, and picnic areas — whether for an organized event or a casual game. Staff are available to help you find the most suitable venue for your activity.
The City of Brampton's Facility User Group Liability Insurance Program provides rental users with an option to obtain liability coverage when renting a City facility or space. This program is designed for those who do not carry the required liability insurance.
What is the Liability Insurance Program?
The Liability Insurance Program provides individuals and/or groups renting a City of Brampton facility or space with a straightforward and affordable avenue to obtain liability insurance protection to mitigate their financial exposure resulting from claims that may result from the rental agreement.
If the facility user does not already carry the required insurance, it can be purchased through this program at the time of booking.
Insurance limits are $5 million per occurrence. The insurance provides coverage for Bodily Injury or Property Damage to a Third Party as well as the following coverage:
- Tenant’s Legal Liability: provides coverage for damage to the rented or permitted premises or the area of the premises that is being rented as a result of a negligent act.
- Participants to Participants Liability: provides for legal defence and settlements or awards for damages caused by a participant to another participant during the event or activity. Defence for the participant accused of the negligent act is excluded if they have been found guilty of a criminal act; however, it will not affect coverage for the organization or others under the policy if they were not party to the bodily injury.
- Non-Owned Automobile Liability: provides insurance coverage for non-owned vehicles that are rented for less than 30 days in the name of the insured and also provides protection to the facility user’s participants and volunteers, who may use their private vehicles to conduct business on behalf of the facility users.
- Liquor Liability Coverage (for Alcohol events only): provides coverage for claims resulting from the serving of alcohol. All Event Workers (including the Event Organizer, Floor Supervisors, Door Monitors, Ticket Sellers, and Bartenders) must be Smart Serve® certified and are not permitted to consume alcohol during the event.
- Deductible: a deductible of $1,000 applies to property damage liability, tenant’s legal liability, and SEF94 – Legal Liability for damage to hired vehicles.
Insurance Rates
Insurance rates are based on the type of activity and perceived risk categories associated with the activity.
View current insurance rates.
For rates specific to
your activity, sport or event, please contact your local recreation centre or call
905.874.BOOK (2665).
Insurance Requirements
Groups and individuals responsible for a facility rental are required to produce and maintain, throughout the duration of the Rental Agreement, proof of sufficient liability insurance coverage.
The program encompasses the rental of facility space, sports fields, and rentable parkland.
The Liability Insurance Program provides the opportunity for individuals or groups renting our facilities to either:
- Purchase liability insurance during the booking process; or
- Provide proof that they already have obtained liability insurance that meets the Liability Insurance Program requirements.
Coverage Requirements:- Minimum $5 million Commercial General Liability insurance per occurrence.
- The Corporation of the City of Brampton must be listed as an Additional Insured.
- Policies must be issued by an insurer licensed in Ontario with a financial rating of at least: Standard & Poor’s BBB, Moody’s BAA, or A.M. Best B+.
To view the facility user group & events program summary of coverage, click
hereThe facility user group & events program summary of coverage .
How to Purchase Insurance
If the facility user does not possess adequate liability insurance coverage it can be purchased through the Liability Insurance Program at the time of the booking. The cost will be added to your Rental Agreement. For information or assistance in purchasing the required insurance based on your specific event or sporting activity, call
905-874-BOOK or contact your local recreation centre.
Download your Certificate of Insurance (PDF) for proof of Facility Rental User Insurance coverage.
What if I have the Required Insurance/Insurance Certificate
If the facility user has the required liability insurance, their insurance broker must complete a Certificate of Insurance Coverage form which can be downloaded by clicking on the appropriate link below. The Certificate of Insurance Coverage form is to be completed by your insurance broker and returned at least fourteen (14) days prior to the booking.
Important Disclaimer
The Liability Insurance Program is administered by a licensed third-party insurance broker. The City of Brampton is not a licensed Insurance Broker and cannot provide advice, recommendations, or place insurance coverage.
Questions?
To view a list of frequently asked questions regarding facility event & user group insurance click
hereto view alist of frequently asked questions regarding facility event & user group insurance .
