Insurance

IMPORTANT NOTICE: Insurance Provisions

In response to economic conditions within the Insurance Industry, the Corporation of the City of Brampton developed an Insurance Policy, approved by City Council on March 24, 2003.

The policy makes sure that insurance providers meet a minimum standard of 'B+' as rated by A.M. Best, 'baa' as rated by Moody's or 'BBB' as rated by Standard Poor's.

All insurance certificates that the City holds will be honoured until they expire, when the City requires insurance providers to renew policies and meet the insurance policy standards. 

The City also requires developers to have pollution/environmental liability coverage as part of each subdivision agreement.

A summary of the requirements that insurance providers must meet before the City accepts insurance policies is included in our Insurance Policy.

 

Type of Insurance Certificate Description 
Farmer's Market Application Certificate of Insurance Requires proof of $2,000,000 General Liability insurance showing the Corporation of the City of Brampton as an additional insured​
Site Plan Insurance Certificate

Requires $3,000,000 in Commercial General Liability and $1,000,000 in Motor Vehicle Liability

Subdivision Insurance Certificate  Requires $5,000,000 in Commercial General Liability, $5,000,000 in Environmental Pollution Liability, and $1,000,000 in Motor Vehicle Liability 
Consultants Tender/Contract Certificate of Insurance  Requires proof of $1,000,000 Professional Liability Insurance and Commercial General Liability Insurance showing the Corporation of the City of Brampton added as an additional insured 
Contractor's Tender/Contract Certificate of Insurance Requires proof of $3,000,000 Commercial General Liability Insurance showing the Corporation of the City of Brampton added as an additional insured 
Stationary Business Licensing Certificate of Insurance Requires proof of $1,000,000 Commercial General Liability Insurance
Horse Riding Establishments Licensing Certificate of Insurance Requires proof of $2,000,000 Commercial General Liability Insurance 
Mobile Sign Licensing Certificate of Insurance  Requires proof of $2,000,000 Commercial General Liability Insurance 
Newspaper Box Licensing Certificate of Insurance Requires proof of $2,000,000 Commercial General Liability Insurance showing the Corporation of the City of Brampton added as an additional insured 
Road Occupancy/Driveway Widening Certificate of Insurance ​Requires $3 million Commercial General Liability and $1 million Motor Vehicle Liability
Tenants Certificate of Insurance  Requires proof of $3,000,000 Commercial General Liability Insurance and $500,000 Tenant's Legal Liability Insurance showing the Corporation of the City of Brampton as an additional insured 
Facility Rental Insurance Certificate ($2 million liability coverage) Proof of $2,000,000 General Liability Insurance coverage 
Facility Rental Insurance Certificate ($5 million liability coverage) Proof of $5,000,000 General Liability Insurance coverage 
Facility Rental External Certificate of Insurance Coverage General Liability Insurance Coverage 
Film Permit Application Certificate of Insurance Requires proof of $2,000,000 Commercial General Liability Insurance showing the Corporation of the City of Brampton added as an additional insured​