Insurance

IMPORTANT NOTICE: Insurance Provisions

In response to economic conditions within the Insurance Industry, the Corporation of the City of Brampton developed an Insurance Policy, approved by City Council on March 24, 2003.

The policy makes sure that insurance providers meet a minimum standard of 'B+' as rated by A.M. Best, 'baa' as rated by Moody's or 'BBB' as rated by Standard Poor's.

All insurance certificates that the City holds will be honoured until they expire, when the City requires insurance providers to renew policies and meet the insurance policy standards. 

The City also requires developers to have pollution/environmental liability coverage as part of each subdivision agreement.

A summary of the requirements that insurance providers must meet before the City accepts insurance policies is included in our Insurance Policy.

Type of Insurance Certificate
Description
​Requires proof of $2,000,000 General Liability insurance showing the Corporation of the City of Brampton as an additional insured​
Requires $3,000,000 in Commercial General Liability and $1,000,000 in Motor Vehicle Liability
Requires $5,000,000 in Commercial General Liability, $5,000,000 in Environmental Pollution Liability, and $1,000,000 in Motor Vehicle Liability
Requires proof of $1,000,000 Professional Liability Insurance and Commercial General Liability Insurance showing the Corporation of the City of Brampton added as an additional insured
​Requires proof of $3,000,000 Commercial General Liability Insurance showing the Corporation of the City of Brampton added as an additional insured
Requires proof of $1,000,000 Commercial General Liability Insurance
Requires proof of $2,000,000 Commercial General Liability Insurance
Requires proof of $2,000,000 Commercial General Liability Insurance
Requires proof of $2,000,000 Commercial General Liability Insurance showing the Corporation of the City of Brampton added as an additional insured

​​Requires $3 million Commercial General Liability and $1 million Motor Vehicle Liability

Requires proof of $3,000,000 Commercial General Liability Insurance and $500,000 Tenant's Legal Liability Insurance showing the Corporation of the City of Brampton as an additional insured
Proof of $2,000,000 General Liability Insurance coverage

​Proof of $5,000,000 General Liability Insurance coverage

General Liability Insurance Coverage
​Requires proof of $2,000,000 Commercial General Liability Insurance showing the Corporation of the City of Brampton added as an additional insured​